LOANS

VISA -  We offer a Platinum VISA card with NO BALANCE TRANSFER FEES, NO annual fee, and your purchases and cash advances are the same rate!! AND NOW REWARDS!!  Manage your Visa at https://onlineaccessplus.com/oa/wescfcu.

AUTO LOANS - New or Used, let us finance your next purchase. 

RECREATIONAL - Motorcycles, ATV's, all kinds of watercraft, and Campers.

UNSECURED - We offer personal loans and Overdraft Protection on your Checking account. 

HOME LOANS - We have a variety of Home loans to fit your needs.  We offer a 5 year fixed and a 15 year variable loan.  

           For NEW purchases or REFINANCEs at fixed rates and longer terms, we have a partnership with 1ST MORTGAGES  to help you!  Click the link, call them direct at 307-234-4444, or contact a loan officer at either branch to get started.

GAP AND MECHANICAL BREAKDOWN COVERAGE - GAP insurance covers you if your vehicle is totaled and you still owe money to us for it. We can sell this to you for far less than the dealerships! 

       Mechanical Breakdown in an extended warranty product we have available to sell to you.  It is a Route 66 product with NO deductibles.  We can finance this in with your loan or you can purchase this product after your manufacturers warranty runs out, whether you still have a loan or not.

        See a loan officer for more details and price quotes.

CREDIT DISABILITY AND LIFE - Available as added protection to your loans.  Credit Disability covers you if for a medical reason you are unable to work.  Credit Life covers the loan in the event of yours or your co-applicants death.   Ask your loan officer for more details. 

ACCOUNT SERVICES

Savings (Shares) - We offer a savings account that will pay you a good dividend and only requires a $25 minimum deposit and balance. 

Youth Accounts -  Little Sprouts for ages 0-12 and Growin Green for 13 and up. 

Checking (Share Draft) -  If you qualify, our checking accounts have no monthly service charges and no minimum balance requirement.  Seniors (55 yrs +) receive a choice of limited check styles FREE.

Freshstart Checking -   Available for those member who may have had problems with past checking accounts.  A higher minimum required deposit and monthly service charge apply.

Instant Issue DEBIT cards -  Merchant and ATM acces to your account without writing a check.  Now issued right in the branch.  No more waiting on the mail to bring your card.  

UChoose Rewards -  Earn points every time you use your debit or credit card.  Register your card at UChooserewards.com today.  The redemption possibilities are endless!

Online Banking - FREE, always. Access here or through Account Access on the home page.

Billpay - FREE - No need to write and mail that bill, let billpay do that for you.  Access Billpay through your Online banking.

ATM - On site at both branches and FREE to our members

Certificates of Deposit -  We offer a variety of CD's at competitive rates.  Our minimum required deposit is $500. 

Money Market Accounts -  Tiered dividend rates and a minimum deposit of $2,500.

IRA's -  Individual retirement share accounts are available with NO FEES.  We offer Traditional, Roth, and Coverdell Education IRA's.  Consult your tax advisor to find out which IRA will fit your needs.