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The following fees may be assessed against your account
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| All Share Account Types |
| Check Cashing -- 2% of check amt or minimum |
$ 2.00 |
| Certified Draft |
$ 1.50 |
| Inactive Account Fee (No activity for 6 months) |
$ 10.00 |
| Fax Service To Send |
$ 2.00 |
| To receive |
$ 1.00 |
| Collection of Foreign item |
$30.00 |
| Garnishments (as charged by the county) |
$30.00 |
| Gift Cards (Prepaid VISA Debit - $1/$100) |
$ 2.00 min |
| Locator Fee (failure to give us current information) |
$ 5.00 |
| Non-Sufficient Funds (including ACH/EFT) |
$25.00 |
| Reg D (each transfer over 6 per month) |
$25.00 |
| Return Checks (that you deposit) |
$ 5.00 |
| Return Mail |
$ 1.00 |
| Stop Payment (including ACH/EFT) |
$20.00 |
| Western Union |
$25.00 |
| Wire Transfers |
$25.00 |
| International Wire Transfers |
$50.00 |
| ACH Origination (member-outgoing) |
$10.00 |
| Business Setup Fee |
$45.00 |
| Business Monthly Maintenance Fee |
$10.00 |
| Repetitive Account Closure |
$10.00 |
| Money Market - below min balance/per month |
$10.00 |
| Courtesy Pay -per item |
$25.00 |
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| Checkcard / Debit Card |
| Rush Debit Card Order |
$30.00 |
| ATM Withdrawals after 3 per month |
$ 1.00 |
| Replacement Card |
$10.00 |
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| Share Draft Account |
Fresh Start Checking - monthly |
$ 10.00 |
| Duplicate Copy of Statement |
$ 1.00 |
| Microcopy of Draft |
$ 5.00 |
| Return Check (that you deposit) |
$ 5.00 |
| Return Check Orders/ per box |
$ 4.00 |
| Share Draft Order - per box |
Varies |
| Statement Reconcilitaion /Research - Minimum 1 hr |
$25.00/hour |
| Stop Payment (ACH/EFT/SHD) |
$20.00 |
| Non-Sufficient Funds (ACH/EFT/SHD/ATM) |
$25.00 |
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| Loans |
| Loan Extension Fee |
$25.00 |
| Loan Late Fee |
$25.00 |
| Processing Fee - Onetime payback |
$25.00 |
| Processing Fee - Home Equity |
25 basis points |
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| minimum $25.00 |
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Share Certificates
Early withdrawal penalty may apply
Terms 12 months and less=90 days dividend
Terms greater than 12 month=180 days dividend
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