| Types of Loans |
Borrowing limit |
Term |
Rate (APR) |
| |
| Share Covered |
Equal to amount on deposit |
up to 10 yrs |
2.5% over
Earning on shares |
| |
| Personal |
Max of $5000 – depending |
12 month |
11.0% |
| |
| |
On your gross monthly income |
24 month |
13.0% |
| |
| |
36 month |
15.0% |
| |
| Overdraft Protection |
$1000 |
Revolving |
15.0% |
| |
| New Vehicles |
100% financing |
60 month |
From 6.25% |
|
|
72 month |
From 6.75% |
| |
| Used Vehicles |
Retail Value 1-4 yrs old |
60 month |
From 7.25% |
|
Trade Value 5-7 yrs old |
60 months |
From 7.25% |
| |
Loan Value 8 yrs & older |
|
| Recreational Vehicles |
100% financing on New |
60 month |
From 8.00% |
|
|
72 month |
From 8.25% |
|
|
120 month |
From 9.00% |
| |
Furniture, Appliances,
Computers (new only) |
100% purchase price |
24 month |
10% |
| |
| Home Equity |
80% of Equity |
up to 180 months |
Variable |
| |
60 month |
Fixed-1% Over prime |
| Home Improvement |
100% of Equity |
up to 60 months |
Variable |
| |
Assessment Value |
2% Over prime |
| |
| Member Business loans |
$49.999 – secured only |
Secured terms and rates apply |
|
depending on security offered. |
| |
| VISA Platinum Credit Cards |
Revolving |
7.9% - 17.9% |
